7 Tips for Buying an Engagement Ring

An engagement ring is a huge investment, so if you’re not too sure what to look for when you’re shopping for one, there are a few things you should do. By following these few steps you’ll be able to find just the right ring for the love of your life.

7 Tips for Buying an Engagement Ring

  1. Determine Your Budget: Salespeople can be pretty tricky, so it’s best to have a certain number in your head to keep you from spending more than you can actually afford. Some say the rule is to spend two months salary, but you should spend whatever you’re comfortable with.
  2. Pay Attention to Detail: There are endless options when shopping for an engagement ring, so to narrow down your search you should do your homework and find out exactly what she likes. Would she like platinum or gold? Does she like modern styles or something more vintage? Take a look in her jewelry box if you’re not sure.
  3. Choose a Stone: If you decide to choose a diamond separate from the setting instead of a preset ring, you need to think about what diamond cut your sweetheart would like. The most classic shape is a round solitaire, but princess cut and emerald cut diamonds are becoming increasingly popular. You should also introduce yourself to the Four Cs of diamonds – you’ll be glad you did. Here’s a tip: opt for a diamond with high color and cut, but with a little lower clarity – it will save you a few bucks.
  4. Choose the Setting Now for the setting. You could go for a traditional solitaire setting, or you could add a little something extra, live side stones. You have plenty of metals to choose from including gold, white or rose gold, platinum, or even titanium.
  5. Consider Bringing Her With You: Sure, the element of surprise is gone, but at least you know you’re getting her the exact engagement ring that she wants.
  6. Get a Quality Jeweler:  Get jeweler recommendations from friends and family. The store should be accredited by the Jewelers of America or a member of the Gemological Institute of America (GIA). Also, find out what the return policy is so that you can exchange it – just in case!
  7. Get it In Writing: You wouldn’t by a house without an inspection, would you? The same goes for diamonds – don’t buy one without an independent diamond-grading report from the GIA or the American Gem Society. It will include the 4 Cs of diamonds (color, cut, clarity and carat) as well as the shape and size. You should get the ring insured, too!
Enhanced by Zemanta

Leave a Reply

Post Navigation