Buy an Engagement Ring Without Breaking Your Budget

Inexpensive Engagement RingYou probably have plenty running through your mind now that you’ve decided to propose to your beau, but one of those things shouldn’t be worrying about starting off your marriage in debt. We’ve all heard the old “two months salary” rule – but frankly, that’s an old school mindset. You may believe that the amount of money that you spend on an engagement ring directly correlates to how devoted you are to your bride-to-be, but this just isn’t the case. Spend an amount of money that you feel comfortable with. Here are a few tips to help you stay on the budget you ultimately will decide on.

Buy an Engagement Ring Without Breaking Your Budget

The Diamond as an Investment

Don’t get caught up with all of the hoopla when you get to the jewelry store – you’ll hear all about a quality diamond being a good investment, but do you really plan on turning around and selling the symbol of your love and commitment to one another? Don’t look at an engagement ring as an investment – it’s going to be on your future spouses finger for the rest of your lives.

How much should I spend?

Don’t wait until you head out shopping to decide on a budget for an engagement ring – this is just going to add even more pressure to an already stressful situation. When you get to the store, ignore your urges to impress others with the ring you decide on. Instead, stay within your budget – you are going to need to have some money leftover for the honeymoon!

Should we buy the ring together?

In today’s society, it’s not unusual for a couple to go engagement ring shopping together. By doing this, men are able to know exactly what their girlfriends want without having to second guess themselves or sneak around to find her ring size.

Tips for Saving Money on a Ring

Still struggling to find some extra cash to go towards the ring? Here are some alternatives to buying your ring from an expensive jeweler:

  • Use a family ring for your engagement
  • Buy a ring from an antique shop
  • Stunning high quality cubic zirconia
  • Pawn shops or classified ads
  • Consider an alternative stone to a diamond
  • Purchase a setting using several smaller stones instead of one large stone
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